Coastal Pay | Payment Processor, Payment Gateway & 2000+ Software Integrations

Apply For A Merchant Account Today

Explore our services and see why Coastal Pay is the trusted
partner for ecommerce merchants like you. Get ready to take
your business where it belongs—straight to the top!

PRICING & DOCUMENTATION

Merchant Account is Easy As An Onshore Breeze

Rates & Fees

Retail

Rate : 2.5% and $0.15 per transaction

Monthly Minimum : $25

Monthly Fee : $0

PCI Fee : $0

Gateway Fee : $0

E-Commerce

Rate : 2.75% and $0.15 per transaction

Monthly Minimum : $35

Monthly Fee : $0

PCI Fee : $0

Gateway Fee : $0

Required Docs

Faq

Why the minimum credit score?

We understand that a minimum credit score requirement can be frustrating. We set it at FICO 600 to help us
understand your credit history and manage risk effectively. This standard allows us to offer you the best possible
service and terms for your merchant account. We believe in setting you up for success, and this score helps ensure
we can provide reliable and secure payment processing for your business. If you have concerns or questions about
this requirement, our team is here to help—please don’t hesitate to reach out

Why Coastal Pay?

Coastal Pay is a credit card processor that has 11+ years of experience in payments. Weare dedicated to the best possible customer experience along with technology that follows suit.

When will I receive my funds?

The funds will appear in your account within 1 business day. Once a transaction is processed, the money is available quickly, helping you to manage your cash flow and keep your business humming along smoothly.

Do you pull credit?

Yep, we perform what’s called a “soft credit inquiry,” which doesn’t affect your credit score. It just allows us to examine your credit history while keeping your score safe and sound.

How long does it take for approval?

Approval 3-5 business days once we have all the required documents. We know you want to start taking payments ASAP, so we aim to speed up approval time as much as we can. Our goal is to get you up and running as quickly as possible, so you can focus on growing your business and keeping your customers happy.

Start Taking Payments with a High Risk Merchant Account

Get started with our services and see why Coastal Pay is the trusted partner for credit repair merchants like you.