Process transactions with ease no matter how large your volume. Make payment processing the least of your worries while you focus on growing your business.
Phone payments are still a daily reality for service businesses, B2B companies, travel agencies, healthcare providers, and any business that takes orders or bookings over the phone. In this guide, we compare the most secure and cost-effective ways to take card payments over the phone in 2026 – including how Coastal Pay’s virtual terminal and payment link options keep your customers’ card data safe and your processing costs lower than Stripe and Square.
If you are evaluating Coastal Pay for your online store and wondering whether 2.5% + $0.15 is actually competitive in 2026, this is the guide to answer that with real numbers. We compare the rate against Stripe, Square, PayPal, and Shopify Payments at five different volume tiers, show the effective rate by average order size, and give you a simple formula to calculate your own savings before making any decision.
Why Partner With Us?
Building a reputable and long-lasting business means providing tools and solutions that strengthens customer.
Our team focuses not only on providing trusted and secure processing solutions, but also innovative tools and solutions to help develop....
Yes, you will receive and email from support@coastalpay.com once your accounts is approved with instructions on how to complete the PCI Survey. You can also submit a Helpdesk Ticket and our team can help you with the survey.