Skip to main content

Coastal Pay | Payment Processor, Payment Gateway & 2000+ Software Integrations

Make More Money Every Month by Offering More Ways to Pay

You do not make more money by adding random payment buttons - you grow revenue when each payment type lifts approvals, order values, and repeat purchases. Coastal Pay connects Apple Pay, Google Pay, PayPal, Venmo, ACH, Klarna, Afterpay, Coinbase and more on a single gateway, so every new way to pay is a clear path to higher monthly revenue.

Share

Get a Revenue-Focused Payment Mix

Or call a payment specialist: 888-266-1715

  • More approvals – rescue declined cards with wallets and ACH
  • Bigger tickets – lift order values with Buy Now Pay Later
  • More repeat buyers – one-tap checkout keeps customers coming back

Turn New Payment Types Into Real Revenue (Not Just More Buttons)

Each payment type Coastal Pay supports targets a specific revenue lever:

  • Higher approval rates: Digital wallets like Apple Pay and Google Pay complete transactions even when a card on file is declined, expired, or rejected by an issuer. Adding ACH gives buyers a direct bank route when cards fail entirely. Every rescued transaction is revenue that would otherwise be lost at the final step of checkout.
  • Higher average order value: Buy Now Pay Later options like Klarna and Afterpay split larger purchases into installments, reducing sticker shock on items above $75. Buyers who hesitate on a $200 item often complete the purchase when the screen reads “4 payments of $50.”
  • More repeat buyers: Saved wallets and one-tap checkout with Apple Pay, Google Pay, and PayPal dramatically reduce return visit friction on mobile. For subscription and membership-based businesses, ACH auto-pay reduces churn from expired or replaced cards.

Get Approved in 2 Minutes | Call 888-266-1715

See the Revenue Impact in Real Numbers

Here is what adding alternative payment methods can look like in practice for a typical growing business:

  1. Scenario 1 – Recovered Approvals With Wallets and ACH

    If you process $200,000/month and reduce payment declines and checkout abandonment by just 1.5% by offering Apple Pay, Google Pay, and ACH alongside cards, that recovers approximately $3,000 in monthly sales – over $36,000 per year – from buyers who were already ready to purchase. Coastal Pay activates all of these through the same gateway account, with no separate applications per method.

  2. Scenario 2 – Higher Average Order Value With BNPL

    If your average order is currently $95 and Klarna or Afterpay lifts it to $112 on purchases above $75, across 3,000 orders per month that is an additional $51,000 in monthly revenue with the same traffic and the same customer base. Coastal Pay’s alternative payment methods include Klarna and Afterpay with no separate merchant contract required.

  3. Scenario 3 – More Repeat Buyers With Saved Wallets

    If 10% more returning customers complete a second purchase because Apple Pay or Google Pay makes checkout one tap instead of re-entering card details, and you average 5,000 return visitor sessions per month, that is 500 additional completed orders per month from your existing audience. Saved wallet checkout is available through Coastal Pay’s 2,000+ platform integrations including Shopify, WooCommerce, and custom API builds.

Get a Revenue-Focused Payment Mix

Payment Methods That Grow Revenue With Coastal Pay

Every method below is available through a single Coastal Pay merchant account with no separate provider agreements needed:

  • Digital Wallets
    • Apple Pay
    • Google Pay
    • PayPal
    • Venmo
  • Buy Now, Pay Later
    • Klarna
    • Afterpay
  • Bank and ACH
    • ACH bank transfers
    • Corporate cards
  • Crypto
    • Coinbase
  • Links and Invoicing
    • Payment links
    • Email invoicing
  • In-Person Options
    • Tap to Pay (NFC contactless)
    • Chip and swipe via compatible terminals

All methods are managed through the Coastal Pay Gateway with centralized reporting across in-person, online, and invoicing channels. 2,000+ integrations connect your payment mix to the POS, e-commerce, and business tools you already use.

Get Approved in 2 Minutes | Call 888-266-1715

Why Growing Businesses Choose Coastal Pay for Alternative Payments

Coastal Pay is purpose-built for businesses that want to grow revenue from their payment stack, not just process transactions:

  • Instant approvals in 2 minutes: Start capturing revenue from new payment methods the same day, not after a week-long underwriting review.
  • $1,661,238,760+ in processed volume across 4,962+ active merchants nationwide – a signal of the stability and reliability businesses depend on for high-volume alternative payment processing.
  • 2,000+ software integrations: Connect your alternative payment methods to Shopify, WooCommerce, your POS, CRM, and booking tools without rebuilding your stack.
  • Flat 2.5% + $0.15 per transaction with no gateway fees. Dual pricing is also available, allowing qualifying merchants to pass card fees to customers and keep more of each sale.
  • One account, all methods: No juggling separate PayPal merchant agreements, standalone BNPL contracts, and a different ACH provider. Every method lives in one Coastal Pay gateway login.

“Adding Apple Pay and Klarna through Coastal Pay took less than a day. Our mobile conversion went up noticeably within the first two weeks and our average ticket on bigger items increased.” – E-commerce merchant, Coastal Pay customer

“We had been losing B2B invoices to competitors who offered ACH. Coastal Pay got us set up with ACH in the same gateway and we closed three deals the following week that had previously stalled.” – B2B services business, Coastal Pay customer

Coastal Pay Inc. is a registered ISO/MSP with Wells Fargo, Concord, CA and Axiom Bank, N.A., Maitland, FL.

Common Questions About Alternative Payment Methods

How can I generate more revenue by offering different payment types?
Offering multiple payment types generates more revenue through three levers: higher approval rates (wallets and ACH rescue declined card transactions), higher average order value (BNPL options like Klarna and Afterpay lift ticket sizes on purchases over $75), and more repeat buyers (saved wallets and one-tap checkout increase return purchase rates). Coastal Pay supports all of these on a single gateway with instant merchant approval.
Which alternative payment methods does Coastal Pay support?
Coastal Pay supports Apple Pay, Google Pay, PayPal, Venmo, ACH bank transfers, Klarna, Afterpay, Coinbase, corporate cards, tap to pay, payment links, and email invoicing, all managed through the Coastal Pay Gateway in a single merchant account.
Does adding more payment methods really increase revenue?
Yes. Adding digital wallets typically reduces mobile checkout abandonment and rescues declined card transactions. BNPL options like Klarna and Afterpay consistently lift average order values by 10 to 30 percent on purchases above $75. ACH reduces fees on large transactions, improving net revenue per sale.
How quickly can I add alternative payment methods with Coastal Pay?
Most merchants are approved through Coastal Pay’s instant boarding in approximately 2 minutes. Alternative payment methods including Apple Pay, Google Pay, PayPal, Venmo, Klarna, Afterpay, ACH, and Coinbase can be activated in the same gateway account and are typically live the same day.

Start Capturing More Revenue From Every Checkout

Get a custom revenue plan for your payment types. Coastal Pay’s team will review your current setup and recommend the right mix of wallets, BNPL, ACH, and alternative methods to lift approvals, order values, and repeat purchases.

Get Started

Talk to a Payment Specialist: 888-266-1715

No long-term contracts. Instant approvals. U.S.-based support.

Coastal Pay Inc. | Registered ISO/MSP with Wells Fargo, Concord, CA and Axiom Bank, N.A., Maitland, FL. | 113 West G St. #5100, San Diego, CA 92101

Best WooCommerce Payment Gateways in 2026: Stripe, PayPal, Square & Coastal Pay Compared

WooCommerce gives store owners genuine freedom to choose their payment gateway – unlike hosted platforms that lock you into proprietary payment systems. That freedom is only valuable if you know which gateway to choose and why. In this 2026 comparison we evaluate Stripe, PayPal, Square, and Coastal Pay across every dimension that matters for WooCommerce stores: all-in processing cost, plugin quality, Apple Pay and Google Pay support, BNPL availability, ACH, account stability, and annual cost at three realistic WooCommerce store volumes. Every number in this guide is calculated, not quoted – so you see what you would actually pay, not what a pricing page says.

How to Accept Payments Online Without a Website (6 Methods With Coastal Pay)

You do not need a website to get paid online. Whether you are a freelancer sending invoices by email, a contractor collecting deposits by text, a market vendor displaying a QR code, or a service business booking jobs over the phone, there is a payment method that works exactly for your situation – without building a website and without touching your customer’s card number directly. This guide covers six ways to collect payments online without a website using Coastal Pay, all at the same flat 2.5% + $0.15 rate with no monthly gateway fee.

How to Reduce Credit Card Processing Fees for Small Businesses (9 Proven Ways With Coastal Pay)

Credit card processing fees are one of the largest variable costs a small business pays – and unlike rent, payroll, or inventory, they scale directly with revenue. The more you earn, the more you pay. That means reducing your effective processing rate is one of the few levers that permanently improves margin on every future dollar of revenue. This guide covers nine specific, actionable ways to reduce what your small business pays in card processing fees, using Coastal Pay’s flat 2.5% + $0.15 with $0 gateway fee as the benchmark for every comparison.

Best Payment Processor for E-Commerce Stores in 2026: Stripe, PayPal, Authorize.Net, Braintree & Coastal Pay Compared

Choosing the wrong payment processor for your online store costs you money in two ways: on the rate you pay per transaction, and on the customers who abandon checkout because their preferred payment method is missing. In this 2026 comparison we look at Stripe, PayPal, Authorize.Net, Braintree, and Coastal Pay through the lens of what actually matters for e-commerce stores – checkout conversion, all-in cost, BNPL support, developer experience, and account stability at growing volumes.

Search