Partner With Coastal Pay to Power Payments for Your Clients
Turn payments into a new revenue stream for your business. Partner with Coastal Pay to offer your clients flat-rate processing, instant approvals, and 2,000+ software integrations, while we handle underwriting, risk, and support behind the scenes. Instant boarding in about 2 minutes, flat 2.5% + $0.15 pricing, and a gateway that connects to the tools your clients already use are the reasons partners choose us.
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Grow Your Business With a Modern Payments Partner
Your clients already pay for software, services, and supplies. If you advise them, sell to them, or build tools for them, you are already close to the moment money moves. A payments partnership lets you add a useful service to that relationship and earn recurring revenue from it, without becoming a bank or building payment technology yourself.
Who This Is For
- Consultants and business advisors who want to recommend a trusted processor and be rewarded for it.
- Agencies and web developers building stores and sites that need a payment gateway.
- IT and managed service providers who set up POS, networks, and software for small businesses.
- Software platforms and SaaS companies that want to offer payments inside their product.
- Merchant services sales teams and ISOs who want a modern gateway, instant approvals, and a flexible program to sell.
How Coastal Pay Powers Your Client Relationships
You focus on selling and relationships. Coastal Pay handles underwriting, risk review, and merchant support. Because applications are digital and approvals are instant for most standard-risk businesses, partners can start referring merchants within days instead of waiting on slow paperwork. Your clients get a better experience, and you look good for recommending it.
6,144+ customers | $2.49B+ processed | 37.8M+ transactions | 13 acquiring bank relationships
Registered ISO/MSP with Wells Fargo, Concord, CA and Axiom Bank, N.A., Maitland, FL.
Choose the Partnership Model That Fits Your Business
Not every partner wants the same level of involvement. Coastal Pay offers three models, from a hands-off referral to a branded or embedded offering. If you are not sure which fits, a short partner call will match you to the right one.
Referral Partner
Send leads, and Coastal Pay closes, onboards, and supports the merchant. You earn ongoing residuals for each active merchant you refer.
Best for: Consultants, agencies, and advisors who want to add payments with almost no extra work.
Reseller or ISO Partner
Co-sell with Coastal Pay or manage the merchant relationship directly, and earn volume-based residuals as your portfolio grows.
Best for: Merchant services sales teams, ISOs, and organizations building a recurring revenue book.
White-Label and Embedded Partner
Offer Coastal Pay’s gateway and 2,000+ integrations under your own brand or inside your software through the REST API.
Best for: Software platforms, SaaS companies, and industry-specific tools that want payments inside the product.
| Model | Your Role | Coastal Pay’s Role | Effort | Best For |
|---|---|---|---|---|
| Referral | Send leads | Sell, onboard, support | Low | Consultants, agencies, advisors |
| Reseller / ISO | Co-sell or manage merchants | Underwriting, risk, platform | Medium | Sales teams, ISOs |
| White-label / Embedded | Brand and integrate | Gateway, API, underwriting, support | Higher | Software platforms, SaaS |
What Your Clients Get With Coastal Pay
You are putting your name next to a recommendation, so the merchant experience matters. Here is what your clients receive.
- Simple, flat pricing: 2.5% + $0.15 per transaction with no separate gateway fee and no hidden add-ons.
- Instant boarding: Most standard-risk businesses are approved in about 2 minutes and can start taking payments the same day.
- 2,000+ integrations: Connections to POS systems, e-commerce platforms, and business software, plus REST API access for custom builds.
- Every popular payment method: Cards, Apple Pay, Google Pay, PayPal, Venmo, Klarna, Afterpay, Coinbase, and ACH through one gateway, subject to eligibility for certain methods.
- Cost-saving options: Dual pricing can offset card processing costs, legal in all 50 states.
- Practical support: PCI compliance guidance, chargeback help, and phone support at 888-266-1715.
What Partners Often Hear From Clients
- “Why am I paying a separate gateway fee?” Coastal Pay charges none.
- “Can I keep my current software?” With 2,000+ integrations, usually yes.
- “How fast can I start?” Most standard-risk businesses are approved in about 2 minutes.
Why Partners Choose Coastal Pay Over Other Processors
Partners put their reputation on the line, so trust matters as much as the rate. Coastal Pay is a registered ISO/MSP with Wells Fargo and Axiom Bank, serving 6,144+ businesses with more than $2.49 billion processed across over 37.8 million transactions, supported by 13 acquiring bank relationships.
What Sets the Program Apart
- A modern gateway, not a legacy stack: Instant approvals, a clean dashboard, and open API access.
- Flexible integration: One platform that connects to the systems your clients already run, so you do not force a rebuild.
- True merchant accounts: Backed by multiple acquiring banks rather than a single payment facilitator sub-account model.
- Choice of models: Referral, reseller, or white-label, so the program grows with your business.
- Support partners can lean on: PCI guidance, chargeback help, and phone and helpdesk support for your merchants.
Coastal Pay serves businesses across industries, including automotive, retail, hospitality, telecom, and e-commerce, so your clients are in familiar company.
Start Your Coastal Pay Partnership in Three Simple Steps
- Submit the partner form. Tell us your name, company, website, partner type, email, and phone. It takes a couple of minutes.
- Meet your partner manager. We review your clients and goals, match you to the right model, and walk through how residuals, onboarding, and support work for you.
- Start onboarding your first merchants. Merchants apply online, most standard-risk businesses are approved in about 2 minutes, and you begin building recurring revenue.
Become a Partner | Schedule a Partner Call
Prefer to talk first? Call 888-266-1715 or email info@coastalpay.com.
Partner Program FAQ
- How does the Coastal Pay partner program work?
- Choose a model: referral, reseller or ISO, or white-label and embedded. Coastal Pay handles underwriting, risk, and merchant support. You earn recurring residuals from the processing activity of the merchants you bring. Coastal Pay merchants get flat 2.5% + $0.15 pricing, instant boarding, and 2,000+ integrations.
- How and when do partners get paid?
- Partners earn recurring residuals based on merchant processing activity. Residual percentages, payout schedules, and volume tiers depend on the model and are reviewed with your partner manager before you start.
- Who supports my clients?
- Coastal Pay handles merchant support, PCI guidance, and chargeback help by phone at 888-266-1715 and through helpdesk tickets, so you can stay focused on the relationship.
- How much integration effort is required?
- Referral and reseller partners typically need no development, since merchants connect through existing integrations or payment links. White-label and embedded partners use the REST API and gateway documentation with support from our team.
Related: learn how to partner with a payment processor, explore the developer API, and see 2,000+ software integrations.

Easiest Way to Let Customers Pay with Venmo on Your Website
If your customers keep asking “Can I just Venmo you?”, you are not alone. In this guide you will see the fastest DIY way to add Venmo using PayPal buttons, and a second option with Coastal Pay that lets you turn on Venmo, cards, ACH, Apple Pay, Google Pay and more in one simple setup and flat rate. Both paths are covered step by step, so you can pick the one that fits your business today.

Best Merchant Accounts for Hotels and Travel in 2026 (Including Coastal Pay)
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Instant Online Merchant Account with Klarna, Apple Pay & Google Pay Included
Most merchant accounts make you wait. You submit an application, wait days for underwriting, then discover that Klarna needs one contract, Apple Pay needs another setup, and Google Pay needs a third. Coastal Pay removes that stack of separate steps. You apply once, you are approved in about two minutes for most standard-risk businesses, and you switch on your payment methods from one dashboard.

Flat 2.5% + $0.15 Payment Processing – No Gateway Fee, No Hidden Costs, No Surprises
Most payment processors quote a rate. Then they add a gateway fee. Then a statement fee. Then a batch fee. Then a PCI fee. By the time the monthly statement arrives, the effective rate is 0.5% to 1% higher than the number you saw on the pricing page. Coastal Pay works differently. One flat rate – 2.5% + $0.15 per transaction. Zero monthly gateway fee. Zero statement fee. Zero batch fee. Zero setup fee. The number you see is the number you pay. Every month. Every transaction. Every channel.


