Smarter Subscription & Recurring Billing with Coastal Pay
Manage subscriptions and recurring billing without piecing together five different tools. Coastal Pay powers reliable recurring payments for SaaS, memberships and service businesses, combining a payment gateway, cards, ACH and alternative payments, and 2,000+ integrations in one place.
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Set Up Reliable Recurring Payments in Minutes
Create your plans, set the billing frequency and let renewals run automatically through the Coastal Pay Gateway. Customers can pay by card, ACH or alternative methods such as Apple Pay, Google Pay, PayPal and Coinbase. You manage in-store, online and invoice-based recurring payments from one centralized dashboard.
Keep Revenue Flowing with Built-In Recovery Tools
Failed and expired cards cause involuntary churn. Recovery workflows can include:
- Automatic retries on a schedule for failed recurring charges
- Reminder and dunning emails through the gateway or connected billing tools and CRMs
- Card-on-file refresh where available, plus reporting to spot at-risk subscriptions
Ask your specialist to confirm which recovery features are available for your account.
Flexible Plans, Trials, and Usage-Based Billing
Run flat monthly plans, annual contracts, memberships and installment-style programs. Trials, coupons and introductory pricing can be handled through the API or connected platforms such as Chargebee or Recurly. For metered billing, your app calculates usage, sends the amount to Coastal Pay through the API and collects automatically. Proration works the same way, with your billing logic setting the amount.
Connect to 2,000+ Platforms or Use Our APIs
Coastal Pay connects with SaaS billing tools, membership and learning platforms, e-commerce carts, CRMs and practice management software. You do not have to replace your billing tool. Keep Stripe Billing, Chargebee or Recurly if you like them, and route payments through Coastal Pay for pricing and support advantages.
For Developers
Build custom recurring workflows with Coastal Pay’s API links and gateway docs. Ask the team about webhooks and sandbox access for your project.
How Coastal Pay compares: Stripe and Chargebee manage subscriptions, Recurly focuses on retention, Paddle acts as a merchant of record for global tax handling, and GoCardless specializes in bank debits. Coastal Pay is a gateway and processor with integrations, not a standalone billing suite, and it is not a merchant of record. It is the better fit when you want flat, predictable pricing, multiple payment methods, hands-on support and the freedom to keep your billing tool. Confirm current terms with each provider.
Transparent Pricing and Fast Approvals
Card pricing is a flat 2.5% + $0.15 per transaction with no gateway fee, and larger recurring volumes can be reviewed for custom pricing. Most standard-risk businesses are approved in about 2 minutes, and many can start billing the same day.
Coastal Pay Inc. is a registered ISO/MSP with Wells Fargo and Axiom Bank, N.A., and has processed more than $2.4 billion across 37 million transactions for over 6,000 customers.
Common Questions About Subscription & Recurring Billing
What is the best platform for managing subscriptions and recurring billing?
It depends on your business. Coastal Pay is a strong option when you want a gateway with flat pricing, cards, ACH, alternative payments and 2,000+ integrations. If you need a full billing suite, pair it with a tool like Chargebee or Recurly.
How does Coastal Pay compare to Stripe, Chargebee, Recurly and GoCardless?
Coastal Pay is a gateway and processor, not a standalone billing suite. Many merchants keep their billing tool and route payments through Coastal Pay.
Does Coastal Pay support dunning and automatic retries?
Retry and reminder workflows can run through the gateway or connected billing tools. Ask a specialist to confirm what is available for your account.
Can I use trials, proration or usage-based billing?
Yes, through your billing platform or the API. Your system calculates the amount and Coastal Pay collects it.
Ready to start recurring billing? Schedule a Subscription Billing Demo or call 888-266-1715.
Flat 2.5% + $0.15 Per Transaction Credit Card Processing
Stop guessing what you will really pay to run cards. With Coastal Pay, card transactions run at a clear 2.5% + $0.15 per transaction, with no gateway fee, no tiers and no surprise markups, backed by a next-generation gateway, 2,000+ integrations and instant approvals.
Payment Processors With the Most POS Integrations in 2026 (And Where Coastal Pay Fits In)
If you are asking which payment platforms offer the most POS integrations, you are really asking how easily payments will fit into your existing tech stack. This comparison explains how Coastal Pay’s 2,000+ POS and software integrations compare with Stripe, Adyen, PayPal and Braintree, Worldpay and Square, so you can choose a processor that will not force a POS rip-and-replace next year.
See Every Payment in One Powerful Coastal Pay Dashboard
Stop stitching together payment reports from five different platforms. Coastal Pay gives you a centralized payment reporting dashboard for every card, ACH and alternative payment across your locations and channels, so finance and operations teams see the full picture in one place.
Best Payment Platforms for ACH and Coinbase in 2026 (And How Coastal Pay Handles Both Out of the Box)
If you are searching for a payment platform that supports ACH and Coinbase together, you are really asking one thing: who can give me bank transfers and Coinbase in a single, simple setup? This 2026 guide compares Coinbase Business, Stripe, BitPay and Coastal Pay, then shows how Coastal Pay offers both methods through one gateway and one integration.
