World Of Mobile Payments

If your WooCommerce store runs on Stripe and processes $30,000 or more per month, you are paying more than you need to. Stripe charges 2.9% + $0.30 per online transaction. Coastal Pay charges a flat 2.5% + $0.15 per transaction with $0 monthly gateway fee. At $50,000/month, that difference is $4,200/year. At $100,000/month it is $8,400/year. The switch takes 30 to 60 minutes, requires no store rebuild, no developer involvement for standard WooCommerce setups, and zero checkout downtime when done with the parallel-run method described in this guide. Everything about your WooCommerce store – your theme, products, cart, customer accounts, and SEO – remains completely unchanged.

Of all the strategies available to reduce WooCommerce processing costs, dual pricing has the highest ceiling. While switching from Stripe to Coastal Pay saves $4,200 to $8,400/year depending on volume, implementing dual pricing on top of the rate switch can save $10,000 to $50,000+/year depending on volume and ACH adoption rate. This is not a marginal improvement – it is a cost structure transformation that changes the fundamental economics of card acceptance for a WooCommerce store. This guide covers exactly how dual pricing works on WooCommerce, why it is legal in all 50 states, how Coastal Pay deploys it at the gateway level, and what the real annual savings look like at three WooCommerce store sizes.

For WooCommerce stores that sell to business customers – B2B supply, wholesale, professional services, software licenses – ACH bank debit is the single highest-ROI payment method addition available. The cost difference between card processing and ACH processing at typical B2B WooCommerce order sizes is not incremental. At $2,000 per order, ACH at Coastal Pay’s flat per-item rate costs approximately $1.50. The same order by card at 2.5% + $0.15 costs $50.15. That $48.65 per-order difference adds up to real annual savings that compound with every B2B customer who adopts ACH payment. This guide covers exactly how to add ACH to your WooCommerce checkout using Coastal Pay, who benefits most, and how to encourage adoption.

WooCommerce subscription stores have payment gateway requirements that go far beyond what a standard one-time transaction gateway provides. Card-on-file tokenization, configurable billing cycles, automated failed payment retry, card updater services, and ACH recurring billing are all critical infrastructure for a subscription WooCommerce store – because without them, involuntary churn from payment failures silently erodes MRR every month. This guide covers how Coastal Pay powers WooCommerce recurring billing at flat 2.5% + $0.15 with no separate subscription billing platform fee, and how the right dunning and card updater configuration can recover tens of thousands in annual MRR that would otherwise be lost to involuntary churn.